Columbia Contracting LLC  is proud to offer flexible financing options to help you fund your dream home improvement or make it easier to afford an emergency repair project. We’ve partnered with Sunlight Financial and Enhancify to seamlessly offer personalized payment options in seconds, without taking home equity.

• Request $3,000 – $200,000 
• Get pre-qualified in 90 seconds without a hard pull (doesn’t affect your credit score)
• Pay the same affordable amount every month
• Personal loan APR’s as low as 6.99%
• Avoid taking out a home-equity line or second mortgage
• Unsecured personal loans available – no need to give up your home or car as collateral
• Get the cash flow to cover any project upgrades or changes

How It Works

Step 1. Open the pre-qualification link from Sunlight Financial or Enhancify (see link above) sent from Columbia Contracting LLC.

Step 2. Fill-out the pre-qualification form. Enter your name, address, email, and phone. Lastly, enter your annual household income. Note: Include everyone's income that is currently living in the house.

Step 3: Get pre-qualification results and determine which loans you been approved.

Step 4: Select the loan you want to apply for based on your pre-qualification.

Step 3.  Sign loan documents and have project completed.

Step 3. Repay the lending partner in affordable monthly installments.

Frequently Asked Questions

Here are some other common questions regarding financing:

Q: What are the terms and rates like?

A: Financing is available from $2,000 to $100,000. With personal loans, APR’s can range from 6.99% to rates comparable with credit cards. Term lengths are available up to 144 months (12 years).

Q: What can I expect for my credit score? What does “personalized offers” mean?

A: When you fill out the application, you’ll receive personalized offers based on your personal credit history. Offers and application decisions are based on a variety of factors, including credit score, debt-to-income ratio, past bankruptcies and repayment history, how recently you requested credit, etc. The better your credit score, the more likely you are to receive the best offers. Since there is no damage to your credit score, complete the 90-second application to see your personalized pre-approval offers.

Q: How long does the approval and funding process take?

A: Pre-approval takes 90 seconds. Once you are approved for your loan of choice, you will need to fill out loan documents to be fully approved for loan.

Q: How does Dividend Financial technology work? 

A: Sunlight Financial, and Enhancify uses technology to make the home improvement financing process faster, more transparent, and more accessible for homeowners. 

Q: Is my information secure?

A: Yes. Your information is protected with the same industry-leading security as Amazon and Facebook. We take privacy and security extremely seriously and do not store personal information.