Residential & Commercial

Re​pairs & Replacements 

Insurance Claims Assistances

Columbia Contracting LLC  is proud to offer flexible financing options to help you fund your dream home improvement or make it easier to afford an emergency repair project. We’ve partnered with HFS: Home Improvement Loans , a leading lending technology, to seamlessly offer personalized payment options in seconds, without taking home equity.

• Request $1,000 – $500,000
• Get pre-qualified in 90 seconds without a hard pull (doesn’t affect your credit score)
• Pay the same affordable amount every month
• Personal loan APR’s as low as 4.99%
• Get funds transferred in up to 48 hours
• Avoid taking out a home-equity line or second mortgage
• Unsecured personal loans available – no need to give up your home or car as collateral
• Get the cash flow to cover any project upgrades or changes

How It Works

Step 1. Complete Columbia Contracting LLC’s personalized financing portal to see your personalized pre-approval options.

Step 2. Choose an offer and apply for your loan.

Step 3. Get your funds in a few business days and pay Columbia Contracting LLC directly.

Step 4. Repay the lending partner in affordable monthly installments.

Frequently Asked Questions

Here are some other common questions regarding financing:

Q: What are the terms and rates like?

A: Financing is available from $1,000 to $500,000. With personal loans, APR’s can range from 4.99% to rates comparable with credit cards. Term lengths are available up to 240 months (twenty years).

Q: What can I expect for my credit score? What does “personalized offers” mean?

A: When you fill out the application, you’ll receive personalized offers based on your personal credit history. Offers and application decisions are based on a variety of factors, including credit score, debt-to-income ratio, past bankruptcies and repayment history, how recently you requested credit, etc. The better your credit score, the more likely you are to receive the best offers. Since there is no damage to your credit score, complete the 90-second application to see your personalized pre-approval offers.

Q: How long does the approval and funding process take?

A: Pre-approval takes 90 seconds. Once you are approved for your loan of choice, you will receive funds in 1-5 business days on average.

Q: How does HFS lending technology work? 

A: HFS uses technology to make the home improvement financing process faster, more transparent, and more accessible for homeowners. 

Q: Is my information secure?

A: Yes. Your information is protected with the same industry-leading security as Amazon and Facebook. We take privacy and security extremely seriously and do not store personal information.